By: Wa'idatul Hasanah (11220009)
Islamic Pawnshops
PP/10 publication date of 1 April 1990 can be
said to be a milestone in the wake Pawn, one thing that needs to be observed
that the PP10 mission confirms that must be carried by the Mortgage to prevent
the practice of usury, this mission does not change until the publication of
PP103/2000 which serve as the basis of business activities Pawnshop until now. Many
people argue that the operationalization of the Mortgage Pre MUI Fatwa dated December
16, 2003 of Flowers Bank, in accordance with the Islamic concept of the past
although it must be admitted that there are some aspects which dismissed that
notion. Thanks
to the grace of Allah Almighty, and after a lengthy study, eventually
formulated a concept of establishing a Sharia Mortgage Services unit as a first
step the establishment of a special division to handle Islamic business
activities.
The concept refers to the operation of Islamic
Pawnshop modern administrative system, namely the principle of rationality,
efficiency and effectiveness are aligned with the values of Islam. Sharia
Mortgage operations function itself is run by Pawnshop Branch offices Sharia /
Islamic Pawn Service Unit ( ULGS ) as an organizational unit under the guidance
Pawnshop Other Business Division. This
ULGS an independent business unit that is structurally separate from the
management of conventional mortgage business.
