Business law of Syariah

By: Kiki Ayu R (@ayuhumairah)

I cant speak english well but i will always try

Business law of syariah, is all of law tell about business equally Syariah Business, not business of law, because business of law is crime. Like is we discuss about it everytime, but today many people make law to Business. dont afraid we will come to preserve our country from it. Business law of syariah will answer all of about problem in Business, but dont think that business law of Syaria just learn about Islamic law, but every law knowladge we get it, i think that our country need complete law, not only public law but also equally law like is Islmaic law. Yes... Future of business need sworn law, need sworn people to do, and make our country be comfort.

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Money Politics

By: Kiki Ayu (@ayuhumairah)

I’m sorry i cant speak english well but i will always try

Last time, i studied HAN (Hukum Administrasi Negara) in english Administration Law, we study with mr Imam Sukadi, and I do interest with Money Politics (Politik Uang), i think all my friend have same opinion with me, money politics is illegality in PEMILU (Pemilihan Umum) in english publics voting, MK (Mahkamah Konstitusi) can cancel KTUN (Keputusan Tata Usaha Negara) from outcome pemilu, but its never do, politics money many come in Indonesia, all of society know about it. And they are support and more glad with its, now... rare people care in country problem, they busy with benefit apiece.

Politics money is illegality procedur to be leader, and all of illegality must have punishment, and to make law be erect, can do it from law, and law officer, and culture, like Louren M Fridmen Teori.

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Money Laundry

By: Kiki Ayu (@ayuhumairah)

I’m sorry, I cant speak english well, but i will always try

Do you know money laundry?, yea... money laundry is send your money with change kind, example, Rupiah as Peso, as Dolar, as Poundsterling, as everything kind. But usually money laundry do Coruptor, they are send their money to be safe, and free from punishment, but it’s not difficult to KPK, they are can found easyly Grasping Bandit (Penjahat Serakah), because not forever people can save carrion, so make heavy they are like is carrion. Yea... Coruptor like is Carrion... they are use many mode to save their crime. Save their bad smell. And Money laundry especially.

So, what must we do?, i think besides we must study hard to be big people, success people in future, we must have spiritual knowledge, besides study mathematics we also study statistics and reasoning knowledge, besides we study PKN (Pendidikan Kewarganegaraan) we also study appreciate knowledge in our self.

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Zakat property investment

The definition of productive property that is property assets are used to benefit from the property.[1] Productivity sought by way of rent property to others or to sell their way of productivity. At this time investment carried on in the various fields of business, such as hospitality, residential, house, factory, shopping and transportation etc.[2]

So it is an investment property is Zakat levied against the property obtained from the investment, such as buildings or vehicles for rent. The purpose of this investment is held to produce income or with commercial purposes. In this modern era, the investment is a very important economic sector. What is meant by investment zakat is obligatory upon a wealth of material that is not yet the results of the product.

Zakat is imposed investment to assets acquired from investment returns.[3] Among the forms of business investment is entering a building or office for rent, stock, rental car, rented house, and investment in livestock or farm. Zakat obligatory not excluded from the investment value, but the results of the investment income.

From the description it can be concluded that the development of the times, the provisions regarding the zakat expenditure not only on matters specified explicitly in the texts. Zakat shall be issued on properties we are developing and can obtain a result thereof.

By : Eny Wulansari ( 11220015 )

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[1] Arief Mufraini, Akutansi dan Manajemen Zakat,( Jakarta : Prenada Media Grup,2008 ),93

[2] M.Ali Hasan, Zakat dan Infaq satu solusi mengtasi problema sosial di Indonesia,( Jakarta : Kencana,2006)

[3] Fakhruddin, Manajemen Zakat,172

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Insurance Concepts in Islamic Economics Review

According to Mustafa Ahmad Zarqa, the meaning of insurance is occurrence. Meanwhile, according to the term insurance is a way or method to human save in avoiding the risk (threat of) a variety of hazards that would occurred in his life, in the course of his life or activities in economic activity.[1]

Majis National Islamic Council of Ulama Indonesia (DSN-MUI) in his fatwa on the general guidelines asuransi. Asuransi Syariah (ta'min, Takaful, Tadhamun) according to the DSN-MUI is keep mutual effort and mutual help among a number of persons or parties through investment in assets and or tabarru 'which gives the pattern of return to face a particular risk through the contract (engagement) in accordance with syariah.[2]

From the above definition it appears that Islamic insurance is helping each other and keep called ta'awun. Therefore, Islamic insurance premium is paid by the fund participants consisting of savings accounts and tabarru '. Funds are deposited savings of audience Islamic insurance (life insurance) and will be allocated for the result. (Al-mudhorobah) of net investment income earned each year. While tabarru 'is a charity fund given by the participants willingnes insurance and if at any time will be used to pay claims or insurance benefits.

Actually, the concept of Islamic insurance has existed since the time of the Prophet called Aqilah. Even according to Patrick Thmas in his Dictionary of Islam, it has become a habit since the ancient Arab tribe that if any one of the family of the slain victim will be paid accounted heir of blood money (diyat) as compensation. Next of kin of the killer called Aqilah, must pay blood money on behalf of the killer.[3]

Another term that is often used for Takaful Islamic insurance is. Said takafu taste of takafalla-yatakafau, which etymologically means guarantee or bear one another.[4]
In the Quran, Allah commanded His servants to continue to make preparations to face tomorrow, because it's a lot of people are trying to prepare by saving or insured.

By : Eny Wulansari

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[1] M. Syakir Sula, Asuransi Syariah (Life and General).  2004. (Jakarta: Gema Insani),hlm 29.

[2] Fatwa Dewan Syariah Nasional No.21/DSN-MUI/X/2001 Tentang Pedoman Asuransi Syariah.

[3] M. Syakir Sula, Asuransi Syariah (Life and General).  2004. (Jakarta: Gema Insani), hlm. 31

[4] Sula, Life and General,hlm 32

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