KDRT

Until now Indonesia does not have national statistics on domestic violence act . Data recording domestic violence cases can be traced from a number of institutions related services as stipulated in the Elimination of Domestic Violence Law and Government Regulation . 4 of 2006 on the Implementation and Partnership Recovery Victim of Domestic violence . National Commission on Violence Against Women or the so-called National Commission for Women , noted that in 2006 as many as 22.512 cases of violence against women served by 258 institutions in 32 provinces in Indonesia, 74 % of domestic violence cases and most of them served in Jakarta ( 7,020 cases ) and Central Java ( 4878 cases ) [ 3 ] . Such institutions include RPK or the Protection Unit for Women and Children in the police , Integrated Crisis Center and the Integrated Service Center at the Hospital or Health Service , Women's Crisis Center ( WCC ) and the Legal Aid Institute, which provides assistance to victims as well as the Attorney General, the District Court and the Court of Religion.
Data from 2007 WCC Women Partners noted 87 % of abused women experiencing domestic violence who access services , where the most violent offenders are husband and her ex-husband ( 82.75 % ) . Tersbut facts also showed 9 out of 10 women victims of violence who diampingi WCC experiencing mental health problems , 12 had attempted suicide , and 13.12 % of them suffer from reproductive health problems 

REF :

Ditulis oleh Rita Serena Kolibonso, S.H., LL.M

Comment :

I thought, why do women have always been the object of the act of domestic violence. to this day she is still considered weak by men. of the psychological side effects arise very dangerous for women and children when they are having children.
I strongly disagree because as I recall the Prophet said "she is a teacher for their children".
stop domestic violence 

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Funds transfer pricing in banking (by Firda Afwa Arifiana)

Funds transfer pricing (FTP) has been, along years, a staple at many financial institutions, allowing management to understand the value of their product offerings. Many institutions with FTP systems use the results and introduce them in other systems that will then analyze the customers, the organization, and the product profitability. The typical FTP system is a process used in banking to measure a funding source's contribution to overall profitability. An intermediary is created within the organization (usually Treasury). 

FTP has been defined as a method used to individually measure how much each source of funding is contributing to overall profitability. The funds transfer pricing (FTP) process is most often used in the banking industry as a means of outlining the areas of strength and weakness within the funding of the institution. FTP can also be used to indicate the profitability of the different product lines and each staff member, as well as act as a great medium for comparison between employees, branches etc. Others had defined FTP as an internal measurement and allocation process that assigns a profit contribution value to funds gathered and lent or invested by the bank. It is a critical component of the profitability measurement process, as it allocates the major contributor to profitability, net interest margin . [1]

Another definition of FTP is: an internal measurement framework designed to assess the financial impact of a bank's sources and uses of funds. FTP allocates net interest margin variances caused by the imbalance of funds provided and  used by business units within the bank. Results of the FTP measurements can be used to evaluate the profitability of products and customer relationships, and to isolate returns for various risks assumed in the financial intermediation process (Payant, 2000). In the past, banks have viewed their branches, and those gathering deposits as the cost generators and their loan officers as the profit makers. FTP helps banks to allocate margin, better understand where profits come from, isolate and manage the interest-rate risk component of the margin. An effective FTP analysis enables banks to increase profitability by: 

1. Evaluating alternative investment and funding decisions 

2. Improving the strategic allocation of resources 

3. Helping to identify high-performing products, segments, channels 

4. Enhancing understanding of poor-performing products, segments, channels 

5. Making better pricing decisions 

6. Evaluating the performance of the treasury group 

7. Improving the planning budgeting process.[2]

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[1] Kawano, R. T, Funds Transfer Pricing, (Journal of Performance Management, 2005), 35.

[2]Bowers, Transfer Pricing Indeterminate-Maturity Deposits, (Journal of Performance Management , 2006), 26.

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The Principle Of Free Contracted by: wa'idatul hasanah (11220009)

by: wa'idatul hasanah (11220009)

The Principle Of Free Contracted

In Islamic law there are principles of a treaty and the principle effect on status contract. When this principle is not met, it will result in canceled or invalidity of the contract is made. As one of these principles is the principle of free contracting. This principle is the basic principle of a contract or agreement. The parties which do it have the freedom to make a contract or agreement, both in terms of material / content of the agreement, determine the implementation and other requirements, an agreement with anyone, nor form of agreement (written or oral) and includes setting means settlement where the dispute.

 The principle of free contracted is governed by Article 1338 paragraph (1) Civil Code (KUHP), which reads: "all treaties made legally valid as the law for those who make it". Judging from the contents of the article, the principle of freedom of contract provides the freedom for the parties to:

1. Make or not make an agreement
2. Entered into an agreement with anyone
3. Determine the content of the agreement, implementation, and requirements

Based on the principle of free contract, each person has the freedom to have an agreement with the contents of which, however, is not contrary to applicable laws and regulations, public order and good morals.

References:
Djamil, Fathurrahman. 2012. Application of the Law of Treaties In Transactions In Islamic Financial Institutions. Jakarta: Sinar Grafika

H.S, Salim. 2003. Innominaat Contract Law Developments In Indonesia. Jakarta: Sinar Grafika

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AGREEMENT IN TRANSPORTATION

by: wa'idatul hasanah (11220009)

AGREEMENT IN TRANSPORTATION

Transportation agreement is an agreement whereby the carrier is undertaking to organize the transportation of passengers and / or goods from one place to a particular destination safely and passengers or owner of the goods undertaking to pay the transportation costs. The nature of the transportation agreement is reciprocal, meaning that both sides, both the carrier and the shipper have a duty respectively. Liability carrier is organizing transportation of goods and / or people from one place to a particular destination safely, while the sender is an obligation to pay money as a counter-performance of the freight transportation organization that conducted by the carrier.

Transportation agreements are generally oral (not written), but always supported by the carrier document. Transportation document serves as evidence of the transportation agreement has occurred and shall be executed by the parties to the agreement. Goods transportation document commonly called a manifest, while passenger transportation document called a transportation ticket. Transportation agreements can also be made in writing called the charter agreement (charter party), such as charter aircraft to transportation pilgrims and charter boats to transportation merchandise.

References:
Adji, Sution Usman, et al. 1990. Transportation Law in Indonesia. Jakarta: Rinka Copyright

Poerwosutjipto, H.M. In 2000. Basic understanding of Commercial Law: Law of Transportation. Jakarta: Djambatan. 3rd Volume. ed. 2nd

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AGREEMENT IN TRANSPORTATION

BY: WA'IDATUL HASANAH (11220009)

AGREEMENT IN TRANSPORTATION

Transportation agreement is an agreement whereby the carrier is undertaking to organize the transportation of passengers and / or goods from one place to a particular destination safely and passengers or owner of the goods undertaking to pay the transportation costs. The nature of the transportation agreement is reciprocal, meaning that both sides, both the carrier and the shipper have a duty respectively. Liability carrier is organizing transportation of goods and / or people from one place to a particular destination safely, while the sender is an obligation to pay money as a counter-performance of the freight transportation organization that conducted by the carrier.

Transportation agreements are generally oral (not written), but always supported by the carrier document. Transportation document serves as evidence of the transportation agreement has occurred and shall be executed by the parties to the agreement. Goods transportation document commonly called a manifest, while passenger transportation document called a transportation ticket. Transportation agreements can also be made in writing called the charter agreement (charter party), such as charter aircraft to transportation pilgrims and charter boats to transportation merchandise.

References:
Adji, Sution Usman, et al. 1990. Transportation Law in Indonesia. Jakarta: Rinka Copyright

Poerwosutjipto, H.M. In 2000. Basic understanding of Commercial Law: Law of Transportation. Jakarta: Djambatan. 3rd Volume. ed. 2nd

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