PLEDGE shari'a (RAHN)

PLEDGE shari'a (RAHN)

Pledge shari'a (rahn obliged) is an activity valuable items to the party, to get money, and if a number that have been pledged will not be redeemed again in accordance with the agreement between client and a pledge. Its main objective is to overcome so that the people who need money does not fall into the hands of the usurer that there is a flower is relatively high and help customers in multiguna law. Because from the pawn shop own motto is "to resolve the problems without any problems".

Marriage that is used in pawn shop shari'a are:

1. Rahn, namely the submission of customers (rahin) to the bank (murtahi) as collateral to get  a debt.

2. Qardh, namely savings and loans borrowed without rewards with the obligation borrowers to restore loan goods on one-time or installment in a certain period of time.

3. Ijarah, which is of the hiring contract for goods and services cost for a high among the owners object rent with tenants to benefit with the reward either rent or a reward.

When falling due, murtahin must warn rahin to immediately repay hutangya. And when rahin still could not repay their debt, then marhun sale force/executed through auction to shari'a. Sales result marhun used to repay debt, there are no tuition fees for maintenance and storage which had not been paid and fees. Sale advantages for the obligation rahin and weaknesses rahin.

Profits if compared with financial institutions bank or other financial institutions are:

a. Relatively short talked to get money, because the procedure was not too complicated a

B. Requirements that it is very simple to make it easier for customers to fulfill it

c. The pawnshop not to raise money was used for what, be in line with our customers will not to violate the terms based on making

By: Sayidah Rohmah_11220023