Kamis, 10 Oktober 2013

Discounts in Murabahah Wafirotul haifa (11220010)


Wafirotul haifa (11220010)

Discounts in Murabahah

Discount or diskoto is an act of reduction or withholding of a rough estimate of the amount or value of the goods. In trade terms, the cuts made ​​to banyaran prematurely or to be paid directly on an account, any cuts or reduction of the normal value or price. It is worth mentioning as a buy-sell trade note-notes. When a banker makes a memorandum discount equivalent to the value of the currency, that person bought it at once with a smaller amount of the face value, in other words, people buy with the current price. This is a trade with two of the currency.



Murabahah is a sale where prices and profits was agreed between seller and buyer. While the applications in financial institutions on asset side, murabahah conducted among bank customers as buyers and as sellers at a price agreed upon at the beginning and profits. On the liability side murabahah deposit is applied to the fund devoted to financing murabahah alone. Thus, from the definition of financial institutions, namely Murabahah contract of sale where goods are bought and sold is delivered immediately, moderate price ( principal and profit margin agreed upon) the goods are paid in a lump sum in the future ( deferred lump sum payment).



Then discounted in a murabahah sale by the piece haraga from the seller to the buyer the original item price is higher at the beginning and then get a discount then the price is lower than the previous price. The murabahah is discounted in price reductions or revenue of any kind obtained by the financial institution to shariah as the buyer of the supplier. It could also discounts available at this time that of the self-service, modern market, and there are other discounts in the sale (murabahah) .



So for short, is a murabaha contract discounts in buying and selling goods at the price stated with agreed profit earned by the seller and the buyer. This contract is a natural form of certainty contracts, because the murabaha determine how profits are to be obtained. So in this case also the seller earns a profit, although there are discounts or rebates in price. Discount on the buyer received the goods after the murabaha contract agreed to be treated in accordance with the agreement in the contract. If the contract is not set then the discount sellers are entitled.

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