There's a hadith saying like this:
"It will come at a time man (when) no
one among them who are not going to take (property) usury. Anyone who (try to)
do not eat it, then he will remain exposed to dust (usury) it " (Reported by Ibn Majah, Sunan Abu Dawud, Al-Nasa'i
from Abu Hurairah).
The fatwa of Indonesian Ulama Council
determines that interest in Banking is Haram. By appearing Islamic Banking is
expected to be able this problem. We
already know that we often think that Islamic Banking cannot be released from usury in full. Although its name is Islamic Banking, but
the implementation doesn't fit in full with the theory.
So, I think in this era has included to
what that hadith says, by seeing the implementation of Islamic Banking that is
enough difficult to match with the theory. Just not in Banking, i think the
other transaction is also possibility to has usury system in it.
Regardless of the criticism of some people
who claim that banks and Islamic financial industry has not yet fully-Sharai,
I think it's better to use of which has been striving toward this Sharai than the blatant ignoring this fatwa
usury.
(Mudawamah - 11220079)
Reference: FATWA MAJELIS ULAMA INDONESIA Nomor 1
Tahun 2004 Tentang BUNGA
Muhammad Syafi’I Antonio, Bank Syariah:
Dari Teori ke Praktek, (Jakarta: Gema Insani Press, 2001)
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