Mortgage

faisol haq

(11220082)

Agreements principal in the mortgage agreement is an agreement borrowing money against pawn. If the debtor has to pay the pawn loan to the recipient, then since that's abolition agreement gadai.1 Determination pawn period set by the Board of Directors Decision Pawnshop and further elaborated by the Board of Directors Circular Pawnshop.In the Circular Letter No.: SK SE.16/Op.1.00211/2001 on Implementation Guidelines Board Number: 020/Op.1.00211/01 about Rental Rates Change Capital, has set about the mortgage term. Actually, in the SE it is not only regulate the rental rate of capital, it also set the maximum term of the loan and capital leases.
In principle, the mortgage period has not changed, which is a minimum of 15 days and a maximum of 120 days. That changes is the amount of borrowed money, capital leases, and the maximum capital leases. The larger the loan amount, the greater the capital lease, but the smaller the loan money, then the less the rental capital.

The mortgage loan is only for small and medium businesses, the business capital is not too big, for big businesses that require huge cost, not fit to borrow money on mortgage institutions, but they can apply in the banking institution with collateral mortgage and fiduciary.

reference:

1. salim........ 51.

2. Salim, Perkembangan Hukum Jaminan Di Indonesia, (Jakarta, Rajawali Pers, 2011) 50.