Name : Baerin
Oktaviani (11220012)
Sale and purchase of goods with the contract ordering sharia
in Islamic banks
Salam is a sale and purchase
contract in Islamic banks,
it is well known that one of the contract or buying
and selling goods in Islamic banking
is done by placing
an order with certain conditions
and payment is made in cash called salam
contract.
Salam is also called the parallel salam, which means implementing two Ba'i as-salam transaction between banks and between banks and customers and suppliers (suppliers) or a third party is a stimulant.[1] Salam financing is the provision of funds or bills that can be equated with that of buying and selling goods with orders paid with cash and full advance by mutual agreement or contract between the bank and its customers to meet the obligations under the contract.
Salam contract usually applies to the sale of the object in the field of agribusiness, such as rice, wheat, sugar cane and others. So that in principle the concept of salam transaction intended for buying and selling goods that are not produced. In other words, salam are ordering goods whose specifications have been agreed and the price is paid in cash in front (advance payment) while delivery of the goods ordered be done later.[2]
So that the transaction could also ordering through Islamic banks without having to suppliers in advance, greetings contract aims to provide services to the customers on the product by ordering goods that Islamic banks and Islamic principles and avoid any kind of fraud against ordering goods for the purpose working capital and for consumption.
according to my observations, Islamic banks rarely use salam contract. contract but it's very easy greeting customers in ordering the necessary goods.
BalasHapushow implementation salam contract in Islamic banks?
by sayidah rohmah_11220023