Problems in Islamic Banking

Islamic economic development continues to evolve today. Some present business activities is one economic activity continues to grow increasingly complex and diverse than the existing economic activities in the days of Rasulullah and his companions. The times make the man made ​​innovations in the conduct of economic activities which form more easily for the benefit of the people. Notwithstanding the legal determination of the present business activities still have to refer to the Qur'an, Sunnah and Ijma. Through the process of ijtihad also be considered economic practices that already exist in the community.

But, the development of Islamic banking business couldn't growing rapidly yet in Indonesia. That's because there are still issues that hinder the Islamic banking business.

First, the availability of products and standardization of Islamic banking products. This is because as long as there are many Islamic banks are not doing business according to Islamic principles. Standardization is necessary by reason of the Islamic banking industry has differences with conventional banks.
Second, the level of understanding (awareness) Islamic bank products. Until now, very few people who know about Islamic banking products and terms in Islamic banking
Third, Islamic banking industry is human resources (HR). The problem that occurs is difficult to find banks Islamic banking competent human resources and qualified.

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