Sharia Banking Efforts Maintain principles of Shariah
Although
an agency bears the name of shari'ah, but it is also possible in the operations
deviating from that carried the name . In conducting its business of Bank Based
on Shariah Principles that seeks to preserve and maintain the principles of
shari'ah " ah is maintained in operation . Efforts were made can be
noted include:
A. Through the organizational structure
In the organizational structure of the bank shari'ah " ah , no institution in charge of and responsible for providing oversight of the bank's operations shari'ah, the Sharia Supervisory Board. These institutions are usually placed on the BOC level position at each bank. Sharia Supervisory Board Member set by the Shareholders Meeting of candidates who have received a recommendation from the Board of Shariah " National. Shariah Supervisory Board charge of researching new products shari'ah bank " ah and provide recommendations on new products as well as making a statement that it supervises banks still run the business based on the principles of shari'ah.
B. Funded through the Business of Business
Other efforts of the bank shari'ah to keep the business carried on fixed according to the provisions of shari'ah is financed through venture business . Before approving the proposal by the bank financing shari'ah, selected first things that relate to the financing business . This was done to avoid financed contrary to the principles of shari'ah.
C. Work Environment and Corporate culture
A bank shari'ah should have a working environment in line with the shari'ah. In terms of ethics , such as the nature of trust and Siddiq , must underpin every employee , so that the integrity of the executive reflected a good Muslim . In addition, bank employees shari'ah must be skillful and professional ( fathanah ), and able to perform tasks in a team -work, in which the information evenly across functional organizations ( sermons ) . Similarly, in terms of reward and punishment , is necessary in accordance with the principles of justice that shari'ah.
A. Through the organizational structure
In the organizational structure of the bank shari'ah " ah , no institution in charge of and responsible for providing oversight of the bank's operations shari'ah, the Sharia Supervisory Board. These institutions are usually placed on the BOC level position at each bank. Sharia Supervisory Board Member set by the Shareholders Meeting of candidates who have received a recommendation from the Board of Shariah " National. Shariah Supervisory Board charge of researching new products shari'ah bank " ah and provide recommendations on new products as well as making a statement that it supervises banks still run the business based on the principles of shari'ah.
B. Funded through the Business of Business
Other efforts of the bank shari'ah to keep the business carried on fixed according to the provisions of shari'ah is financed through venture business . Before approving the proposal by the bank financing shari'ah, selected first things that relate to the financing business . This was done to avoid financed contrary to the principles of shari'ah.
C. Work Environment and Corporate culture
A bank shari'ah should have a working environment in line with the shari'ah. In terms of ethics , such as the nature of trust and Siddiq , must underpin every employee , so that the integrity of the executive reflected a good Muslim . In addition, bank employees shari'ah must be skillful and professional ( fathanah ), and able to perform tasks in a team -work, in which the information evenly across functional organizations ( sermons ) . Similarly, in terms of reward and punishment , is necessary in accordance with the principles of justice that shari'ah.
0 komentar:
Posting Komentar