Natural Uncertainty Contracts Is contract in business that is not confirmed income, both in terms of quantities or time. In NUC, Parties who transact mutual mixing its assets ( real assets and financial assets) as one, then bear the risk together to gain advantage. The gains and losses is borne together. This contract is contractually investment. That offers no benefit fixed and definite.[1]
The kind of NUC is Musyarakah, Mudharabah, Muzaraah Mukhabarah and Musaqah. Musyarakah is cooperation between two or more parties to a certain business where each party contribute funds ( or charity / expertise ) with an agreement that gains and risk will be borne jointly based on the agreement . Mudharabah is coöperation where one party invested funds amounting to 100 percent and other parties committed to skill. Profits divided based on the agreement and loss in accordance with the amount of investment. Muzaraah Mukhabarah and Musaqah is cooperation in terms of cultivation, which the landowner share with the management of land, but the seed is derived from land owners. So only just processing Manager.[2]
This kind of contract totally different with gharar (unclear) that The law should not be in islam. Gharar Is the kind of cooperation that is not clearly its provitnya so doubtful origin of the profit gained. NUC is different, in the NUC had been enforced by the beginning of that percentage of the profit gained, despite uncertain size due to compliance with provit obtained
siti indah nurvianti,
[1] Karim, adiwarman. Bank islam: analisis fiqh dan keuangan. Jakarta: raja grafindo. 75
[2] Prof. dr. rachmad syafei ma. Fiqh muamalah. Bandung: pustaka setia. 2001. 205
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