Foreign exchange is ( forex ) is the foreign currency , such as
U.S. dollars , British pounds , and so on . For example, when the two countries
are holding international trade , each country needs foreign exchange to pay
foreign equipment , which in the world is called foreign exchange trading .
Thus , arises supply and demand of foreign exchange in the foreign exchange
market . However , it could be in completing the transaction does not use both
the country's currency , but the currency of a third country , such as the
dollar . This could happen if the exporter or importer does not have the local
currency of each country or currency of the two countries are very rarely
traded because its currency is very weak . This means that the currency is the
currency used it popular in both countries , such as the dollar .
Normative basis of Islamic law , the sale and purchase of foreign
exchange is done now does not change the function of money in Islam . Because
al - Sharf is used as one of banking services is not the same as trading
currency or trade money which in many ways has hurt many people , especially in
the case of Indonesia .
The difference between al - Sharf with trade money or money selling
, lies in the law as applied to al - Sharf . Although al - Sharf it is one of
the variations of the buying and selling , but he was not convicted with the
concept of buying and selling in general , because the concept of buying and
selling to be suspended . While the variations of money by money purchase using
special law that is not in bai ' absolute ( buying and selling goods with money
) and bai ' muqayyadah ( buying and selling goods with goods ) that is in terms
of its settlement time . This means that in aqad al - Sharf must be made in
cash ( should not be suspended ) .
As we know, it could be a selling ayn( goods and service ) which
means that goods and services , or also in the form of dayn ( financial
obligation ) . Objects in the form of buying and selling with dayndayn , the
law is invalid because it has made a ayndayn . However, when both forms dayn it
is a currency , it is al - Sharf which is permissible ( permissible ) on the
condition that exchange must be delivered in person ( cash ) before the parties
separated . So that al - Sharf contract can be referred to as the exclusion of
any other object in the form aqaddayn .
ZainulArifin.
Dasar-dasarManajemen Bank Syari’ah.
By:
Muhimatulkhoiroh (11220067)
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