istisna'

Transactions al - istisna ' is a sale contract between the purchaser and the manufacturer of the goods . Under this contract , the manufacturer receives orders from buyers of goods . Goods maker and work through others to make or buy the goods according to the agreed specifications and sell them to end buyers . Both sides agree on price and the payments are payments made ​​in advance , by installments or deferred until the deadline on the future .
There is a legal basis in the Qur'an : al- Baqarah verse 282
يا أيها الذين ءامنوا إذا تداينتم بدين إلي أجل مسمي فاكتبوه .......
Meaning : O those who believe if you owe a debt to the time that has been specified , then the debt write ......
Provisions istisna '
1 . payment
a. Means to pay to know the number and shape , in the form of money , goods or benefits .
b . Payments are made in accordance with the benefits
c . Payments should not be in the form of debt relief
2 . goods
a. It should be clear characteristics and can be recognized as debt
b . Specifications must be explained
c . Submission made later
d . The time and place of delivery should be determined upon agreement
e . Buyers ( mustashni ' ) may not sell goods before accepting
f . Should not be exchanged goods with similar goods except as agreed
In the event of a defect or the goods are not in agreement , the buyer has the right Khiar ( right to vote ) to continue or cancel the contract

Referensi:

Nawawi, Ismail. Fiqih Muamalah Klasik dan Kontemporer, Bogor: Ghalia Indonesia, 2012

Purnamasari, Irma Devita & Suswinarno. 2011. Akad Syariah. Bandung: Penerbit Kaifa

Syafi’antonio, Muhammad.2001. Bank Syariah. Jakarta: Gema insan press.

NURUL YAQIN (11220108)