regards financing

Salam financing is the provision of funds or bills that can be equated with that of buying and selling goods with full pay for orders in advance based on an agreement between the bank and its customers that require clients to meet its obligations in accordance with the contract . Specifications of goods when the contract is agreed greetings salam transaction . Bank regards as a buyer of goods purchased goods from the customer specifications , quality , quantity , time period , place , and the agreed price . Payment of the price by the bank to the customer must be made ​​in full at the time the contract was agreed . Payments by banks to customers should not be in the form of exemption client obligations to the bank
A. Pillars Regards
Regards the implementation must satisfy a number of pillars as following :
a. Muslam or buyer
b . Muslam ilaih or seller
c . Capital or money
d . Muslah fiihi or goods
e . Sighat or greeting

B. Terms Regards
a. Tranksaksi regards capital , capital must be known , and the receipt of payment greetings .
b . Al muslam fiihi ( items ) that is a) . Specifications and should be recognized as debt . b ) . Must be clearly identified. c ) . Delivery of goods is done in the future . d ) . Most scholars mensyarahkan delivery should be postponed to a later time . e ) . Bolehnya specify the date time in the future . f ) . Place of delivery . g ) . Fiihi muslah replacement for other goods Referensi:

Nawawi, Ismail. Fiqih Muamalah Klasik dan Kontemporer, Bogor: Ghalia Indonesia, 2012

Purnamasari, Irma Devita & Suswinarno. 2011. Akad Syariah. Bandung: Penerbit Kaifa

Kodifikasi Produk  Perbankan Syariah

NURUL YAQIN (11220108)