INTEREST AND SHARING BETWEEN

By : Siti Khumaiyah (11220006)

Term interest and the result feels very familiar in our midst . Especially after the birth of Islamic banking in Indonesia in 1992, which was originally called the bank for the results . Flowers can be interpreted as an additional form of a percentage of what we give to the ( debt ) . For example, we are indebted to someone , then we are required to pay a more appropriate value for money that we provide. Although we are for a lot or even a loss we are required to pay the excess that is required in the beginning.
In contrast to the results / loss , the result is the division of profits that we do not know the level of profit that is later . So on to the results , not the excess payment will be determined , so that it can be said profits still dim . If businesses gain profits can be divided according to the agreement , but if the impairment loss must be divided ( in principle ) .
A few days ago , when I was watching tv that broadcasts live calls related vice president Boediono Century thing , I listened sepetik word was said by ' Mr. Vice President ' that , in fact estab - 's bail out Bank Century was due to the amount of money people in Indonesia who go abroad , because overseas profits of more than the savings offered in Indonesia. This triggers the void cash credit fund investment banks that were empty .

Let us leave aside the case of the century , which I would like to underline is the more promising advantages when saving abroad .
When I remember the lessons I have gained in college , that when interest rates rise , it would trigger a rise in customers' willingness to entrust his money to the bank , but it will be difficult for loan customers who menginkan funds for business development because of high interest . Thus , it can be concluded when interest rates rise , savers up , but the investment will be sluggish due to high bank interest .
But if we nalarkan conversely, when interest rates go down , customers savers down , and investments will go up . Is that true ? ? ? ? Let 's find out ..
I think in the event of rising interest rates is clear . But somewhat less clear when the flowers fall , which resulted in customers savers fell but investment rose . ' Customer savers down , investment up ' , in the words of this I think there is inequality . Where might that no money can raise investment ? ?
Public money will go abroad that promise greater profits , if the low domestic interest . As a result there is a vacuum in the bank so it can be interesting though penegmbangan effort , still the money is not there .
Seen confusion here , like low or high interest ? Because they both can not develop economically .
In contrast to the result that there is no certainty in the early advantage . Between financiers and entrepreneurs will be mutually mendo'akan , financiers pray that benefit employers , and employers do not have to be afraid to lose because they do not have to pay the excess that is , with the record attempt must be taken seriously and not negligent . If negligent employers should be able to restore the entire loss of capital provided without additional investors .
So that the soul will grow mutual help both investors and entrepreneurs . When life helping others arise then I'm sure the economy will increase. Treasures will spread not just for the rich but also will spread to the middle even though the poor . When that happens I 'm sure welfare will increase .
So want to choose where the high interest , low interest , or for the results ? ? ?