Kamis, 26 Desember 2013

IJAROH

IJAROH
By: Farisca Eka Rosalina, HBS A, 11220016

Al -Ijaroh is derived from the word al-Ajru which means al-'iwadhu (replace). Ijaroh is a contract for the transfer of rights to goods and services, through a lease payment of wages, without a corresponding transfer of ownership (ownership / milkiyah) of the goods themselves. Ijaroh means leas contract and contract hire. In the context of Shariah banking Ijaroh is a lease contract in which a bank or financial institution renting equipment (equipment) to one of its customers by charging fees for certain specified earlier.[1] Al-Ijaroh or leasing is a pure transfer of rights to contract for goods or services, through the payment of wages lease, without a corresponding transfer of ownership (ownership/milkiyah) of the goods themselves. Its legal basis is in Surah Al - Baqarah : 233 which means : " And if you want your son suckled by others, no sin on you if you give payment according to the worth . obey in Allah and know, that Allah almighty look at what you do”. In the hadist explained In the hadist also explained that by Ibn Abbas that the Messenger of Allah. Say "please bruise (bekam) you, then give his wages to the artisans by you bruise it, (Narrated by Bukhari and Muslim) From Ibn Umar that the Prophet said, "Give wages before his sweat dried. "(Reported Ibn Majah).[2] Islamic Fiqh scholars divide Ijaroh to 2 types:[3] Rent for a certain period and hire for a project business. According to the authors, Ijaroh actually we practice, but we often say that is rent.





[1] Heri Sudarsono, Bank dan Lembaga Keuangan Syari’ah,(Yogyakarta:Ekonisia,2007), hlm.66.
[2] Muhammad Syafi’I Antonio, Bank Syari’ah dari Teori ke Praktik,(Jakarta:Gema Insani, 2001), hlm.117.
[3] Karnaen Perwataatmadja, Apa dan Bagaimana Bank Islam,(Yogyakarta:Dana Bakti Waqaf, 1992), hlm.29

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