Mutual Fund
Mutual fund is a container and the pattern of
fund management / capital for investors to invest in a set of investment
instruments available in the market by buying mutual fund units . These funds
are then managed by the Investment Manager ( MI ) to the investment portfolio ,
whether it be stocks , bonds , or money market securities / other security .
According to the Capital Market Law No. 8 of 1995 Article 1 , paragraph ( 27 ) : " Mutual fund is a container used to collect funds from the public Financier to be invested in a portfolio of securities by the Investment Manager . "From the second definition above , there are three important elements in understanding the Fund :
According to the Capital Market Law No. 8 of 1995 Article 1 , paragraph ( 27 ) : " Mutual fund is a container used to collect funds from the public Financier to be invested in a portfolio of securities by the Investment Manager . "From the second definition above , there are three important elements in understanding the Fund :
1.
Mutual funds
are a collection of funds and the owners ( investors ) .
2.
Invested in
securities known as investment instruments .
3.
The mutual
fund is managed by investment managers .
4.
The mutual
fund is a medium-term instruments and display On mutual funds , investment
management manages the funds placed in securities and realized gains or losses
and dividends or interest received dibukukannya into the " Net Asset Value
" ( NAV) of the fund.
Wealth fund
managed by the investment manager is obliged to be stored in the custodian bank
that is not affiliated with the investment manager , which is the custodian
bank will act as a collective daycare and administrators. Types of Mutual
Funds:
1.
Mutual Fund
Shares . Equity funds are mutual funds that invest at least 80 % of the
portfolio under management in equity securities ( stocks ) . Effect stock usually
provides a higher yield potential in the form of capital gains through growth
in stock prices and dividends . Equity funds providing growth potential for the
greatest value of the investment as well as risikonnya .
2.
Mixed mutual
funds .A mix of mutual funds are mutual funds that invest in equity securities
and debt securities that are not included in the comparison category
fixed-income funds and equity funds . Potential outcomes and risks of mutual
funds mixture could theoretically be greater than fixed income funds but
smaller than a stock mutual fund .
3.
Mutual funds
Fixed Income .Fixed income funds are mutual funds that invest malakukan at
least 80 % of the portfolio under management to the debt securities . Higher
investment risk than money market mutual funds create value for this type of
return is higher but still lower than a mix of mutual funds or stocks .
4.
Money Market
Mutual Funds . Money market funds are mutual funds that invest 100 % in money
market securities are debt securities with a maturity of less than one year .
Money market funds are mutual funds that have the lowest risk , but also
provide a limited return .
In fact mutual funds are the safest way for
potential investors who are new to the stock and capital markets issues because
that would run their capital is an investment manager .
There is the potential for businesses to prepare plans you money in the future well so as not to regret in the old days.
There is the potential for businesses to prepare plans you money in the future well so as not to regret in the old days.
REFERENSI:
1.
Mutual Information
Center Bapepam
2.
Table Mutual
Fund
3.
Portal Reksadana.com
, Media Education and Mutual Fund Performance Information
4.
Samuel
Securities Indonesia , Member of Indonesia Stock Exchange
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