ISLAMIC SAVINGS

ISLAMIC SAVINGS

By: Farisca Eka Rosalina, HBS A, 11220016

Savings are savings funds may only be withdrawn under certain conditions that have been agreed upon, but it cannot be withdrawn by check, giro, and / or other equivalent devices that.[1] Banking experts provide an understanding of the past while savings are savings, to wait if it means saving investments (such as in the form of deposits), for daily use or consumption that can be withdrawn at any time in the form of demand deposits.[2] Bank Shariah implemented in two contract savings, which wadhi'ah and mudaraba.[3] According to the author, the savings bank is one of the activities that raise public funds so that the money circulating in the community to avoid inflation stable.

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[1] Fatwa Dewan Syariah Nasional NO: 02/DSN-MUI/IV/2000.

[2] Wiroso, S.E., M.B.A.  Penghimpunan Dana dan Distribusi Hasil Usaha Bank Syariah,

[3] Hasan Abdullah Al-Amin, Al-Mudharabah asy-Syar’iyah wa athbiquha al-Haditsah, (Jeddah: IRTI, IDB, 1988).